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Health Care Insurance

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Complete Topic List


Workplace Employee Benefits Notices Chart
As a California employer you are subject to a variety of state and federal laws requiring notices to employees. This chart summarizes the employee benefits notices you're required to give them and provides a link to where you can find each notice or a sample. . . . more
Bulletin: U.S. Supreme Court denies request regarding San Francisco's health insurance ordinance
April 2008
The Golden Gate Restaurant Association recently asked the nation's high court to lift the January 9 ruling by the Ninth Circuit Court of Appeals . . . more
Bulletin: Massive healthcare bill dies in California Senate
March 2008
The Senate Health Committee has shot down the Health Care Security and Cost Reduction Act, which would have overhauled the state's healthcare system by requiring all Californians to have health insurance coverage . . . more
Bulletin: San Francisco's health insurance ordinance in full effect while appeal is pending
February 2008
On January 9, the Ninth Circuit Court of Appeals allowed the controversial San Francisco Health Care Security Ordinance to take full effect as it considers an appeal of a federal district court's ruling that the ordinance conflicts with the federal employee benefits law, ERISA. . . . more
Bulletin: EEOC safeguards employer-provided retiree health benefits
February 2008
The U.S. Equal Employment Opportunity Commission (EEOC) recently issued a final rule permitting employers to coordinate retiree health benefits with Medicare or comparable state benefits without violating the federal Age Discrimination in Employment Act (ADEA). . . . more
Health Benefits: Checklist for Determining Gross Misconduct under COBRA
CEA Online Exclusive
Under COBRA—the federal Consolidated Omnibus Budget Reconciliation Act—employers with 20 or more employees must offer employees and their dependents the right to continue their group health coverage if they lose group health insurance coverage because of a "qualifying event." Cal-COBRA, which is the California law providing health benefits continuation coverage if an employer has 2 to 19 employees, has similar requirements. One type of "qualifying event" that will entitle an eligible employee to elect COBRA continuation coverage is termination of employment. However, there is an important exception: If an employee is terminated for "gross misconduct," COBRA rights don't kick in. This month's Online Exclusive is a checklist you can use to help determine whether the cause of an employee's discharge qualifies as "gross misconduct" for COBRA purposes . . . more
Health Insurance: Will 2007 Be the Year of Universal Health Coverage in California? The Governor Proposes Sweeping Plan
March 2007
Governor Schwarzenegger has unveiled a major plan that would reform the state's healthcare system by requiring all Californians to have health insurance coverage—and a hefty portion of the ambitious program's funding would come from employers. We'll take a look at what's on the table. . . . more
Health Insurance
Health Insurance Use this form as a starting point for your health insurance benefits policy. [Company Name] offers its employees group health, dental, and vision-care insurance. Eligible Employees: All employees working [number] of regularly scheduled hours or more per week may apply for insurance coverage through the [Company Name] group plans. Employees become eligible for insurance [number] of days after their first day of employment . . . more
Long-Term Disability Insurance
Long-Term Disability Insurance This form explains your long-term disability policy to employees. [Company Name] provides employees who regularly work a minimum of [Number] hours per week with insurance for use against any long-term disability that exceeds [Period of Time] duration. Employees must regularly work at least [Number of hours per week] hours per week to be eligible for insurance coverage . . . more
Bulletin: Universal Health Insurance Proposals on the Table
February 2007
Although California lawmakers were unable to pass a universal health insurance law in 2006, new proposals are now on the table. Assembly Speaker Fabian Nunez and Senator Don Perata have unveiled . . . more
News Note: New Website Provides Benefits Compliance Assistance
December 2006
The U.S. Department of Labor's Employee Benefits Security Administration has unveiled a new interactive website to help employers . . . more
Hiring: Can You Screen Out Unhealthy Applicants to Help Lower Health Benefits Costs? What You Should Know Before You Act
October 2006
Your group healthcare premiums have gone through the roof. And now upper management is turning the screws on the HR and benefits departments to figure out a way to keep costs down so the company can c . . . more
News Note: San Francisco Launches Sweeping New Healthcare Program
October 2006
San Francisco Mayor Gavin Newsom has signed into law the San Francisco Health Access Program, designed to provide healthcare access to all city residents by 2007, and funded . . . more
News Note: DOL Clarifies Duty to Maintain Health Benefits During FMLA Leave
May 2006
In a pair of opinion letters, the U.S. Department of Labor has clarified that an employer cannot . . . more
March 31 Deadline for Medicare Creditable Coverage Disclosure
3/29/2006
Employers or group health plans that offer prescription drug coverage to active employees and retirees who are eligible for Medicare must disclose to the Centers for Medicare & Medicaid Services ( . . . more
California COBRA Notice Checklist
California COBRA Notice Checklist Use this form to ensure your organization properly advises employees and their dependents of their rights to continued health coverage . . . more
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