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A publication of Employer Resource Institute
Home | Health Ins. Continuation
 

Health Insurance Continuation/COBRA

Back to Insurance & Health Care
Complete Topic List


Workplace Employee Benefits Notices Chart
As a California employer you are subject to a variety of state and federal laws requiring notices to employees. This chart summarizes the employee benefits notices you're required to give them and provides a link to where you can find each notice or a sample. . . . more
Bulletin: Special Report included with this issue: "The California Employer's Compliance Guide to COBRA and Cal-COBRA"
May 2008
It's critical for employers that have two or more employees and offer health benefits to understand their obligations under the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) and the state version, Cal-COBRA. These laws . . . more
Health Benefits: Checklist for Determining Gross Misconduct under COBRA
CEA Online Exclusive
Under COBRA—the federal Consolidated Omnibus Budget Reconciliation Act—employers with 20 or more employees must offer employees and their dependents the right to continue their group health coverage if they lose group health insurance coverage because of a "qualifying event." Cal-COBRA, which is the California law providing health benefits continuation coverage if an employer has 2 to 19 employees, has similar requirements. One type of "qualifying event" that will entitle an eligible employee to elect COBRA continuation coverage is termination of employment. However, there is an important exception: If an employee is terminated for "gross misconduct," COBRA rights don't kick in. This month's Online Exclusive is a checklist you can use to help determine whether the cause of an employee's discharge qualifies as "gross misconduct" for COBRA purposes . . . more
Continuation of Health Insurance - COBRA (manager)
Continuation of Health Insurance - COBRA (manager) Use this form to instruct your managers about employees' COBRA rights. . . . more
General Notice of COBRA Continuation Coverage Rights
General Notice of COBRA Continuation Coverage Rights Proper notification of COBRA rights is extremely important; use this form as a guide. Introduction: You are receiving this notice because you have recently become covered under a group health plan (the Plan). This notice contains important information about your right to continuation coverage under federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). Continuation coverage is a . . . more
COBRA Continuation Coverage Election Notice
COBRA Continuation Coverage Election Notice The notice and form below reflects the COBRA notice regulations issued by the Department of Labor in 2004. The notice that health plan administrators provide to qualified beneficiaries must be in writing and must be provided within 14 days after receipt of a notice of a qualifying event from the employer or from the employee or family member . . . more
California COBRA Notice Checklist
California COBRA Notice Checklist Use this form to ensure your organization properly advises employees and their dependents of their rights to continued health coverage . . . more
DOWNLOAD: Parental Rights In The Workplace
DOWNLOAD: Parental Rights In The Workplace This Special Report spells out the rules covering parents and expectant parents. It clarifies the sometimes confusing interplay between the various state and federal laws governing pregnancy and family leave, and includes tips for avoiding common mistakes. Striking the proper balance between work and family is a hot topic for both employees and employers . . . more
News Bulletin:
December 2004
As we go to press, I'd like to point out some items of interest: New COBRA regulations take effect for most plans. Don't forget, the U.S. Department of Labor's final rules on no . . . more
Health Insurance: Employee to Collect More Than $300,000 After Not Getting Proper COBRA Notice
November 2004
A new case underscores just how costly a mistake it can be to not provide departing employees with timely notice of their rights under COBRA to continue their group health coverage. PEO Takes . . . more
Benefits: DOL Issues Final Rules on COBRA Notice Requirements
July 2004
Employees whose group health coverage terminates may have COBRA continuation rights to coverage in certain circumstances. Now the U.S. Department of Labor (DOL) has released its final rules on notice . . . more
Bulletin Item: Employee Benefits Security Administration to Release Final COBRA Rules Early Next Year
November 2003
Once DOL finalizes these rules, employers will have six months to implement new COBRA procedures. You can review the proposed regulations in the July 2003 issue of California Employer Advisor. And as . . . more
Health Insurance: New Law Extends COBRA and Cal-COBRA Coverage; 3 Practical Compliance Steps
September 2003
Under the federal COBRA law, employees and their dependents who lose health insurance coverage because they're terminated or for other reasons and who work for employers with 20 or more employees are . . . more
Benefits: DOL Proposes Rules Clarifying COBRA Notice Requirements; What You Need to Know
July 2003
For the first time since 1986, the U.S. Department of Labor has proposed new rules affecting the COBRA notice requirements. COBRA rules affect individuals' rights to continue group health coverage und . . . more
Health Benefits: Good-Faith Effort Satisfies Employer's Obligation To Notify Terminated Employee About COBRA Rights
July 2002
Not giving workers proper notice of their COBRA rights can have potentially expensive consequences for employers—including having to pay an employee's uncovered medical bills, attorneys' fees and pena . . . more
Health Insurance: Notification Mistake Leaves Employer on the Hook for Medical Bills; 3 Compliance Steps
March 2003
A recent ruling illustrates that cutting corners in meeting your notice obligations under federal COBRA—the health insurance continuation law—can mire you in an expensive lawsuit and put you on the ho . . . more
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