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Employer Resource Institute
Home | Health Ins. Continuation

Health Insurance Continuation/COBRA

Back to Insurance & Health Care
Complete Topic List


2010 Model COBRA Notices
In February of 2009, President Barack Obama signed the American Recovery and Reinvestment Act of 2009 (ARRA), which provided COBRA subsidies (premium assistance) for certain employees terminated or la . . . more
Bulletin: Notices on COBRA subsidy extension due Feb. 17
February 2010
Late last year, President Obama signed legislation to extend the COBRA subsidy provisions of the American Recovery and Reinvestment Act. Eligible individuals now qualify for . . . more
COBRA Notice Compliance Checklist
CEA Online Exclusive May 2009
Although the COBRA subsidy contained in the federal economic stimulus package offers employees a great benefit, it also presents employers with great challenges--such as knowing which notice to send to which employees and by what date. This checklist can help you navigate your obligations. . . . more
Benefits: Everything HR Needs to Know About the New Stimulus Package; Preparing for COBRA Subsidies
May 2009
If you're like most Americans, you're eagerly waiting to experience the positive effects of the new federal stimulus package, officially titled the American Reinvestment and Recovery Act of 2009. Employers are required to do several things to help implement the stimulus package's provisions. We'll tell you the steps you must take and how to make sure your employees receive the benefits they're entitled to. . . . more
Bulletin: COBRA subsidy guidance arrives
April 2009
COBRA subsidy guidance arrives. The Department of Labor and the Internal Revenue Service have published resources to help organizations comply with a newly created subsidy for COBRA premiums. . . . more
Workplace Employee Benefits Notices Chart
As a California employer you are subject to a variety of state and federal laws requiring notices to employees. This chart summarizes the employee benefits notices you're required to give them and provides a link to where you can find each notice or a sample. . . . more
Employees to Get Stimulus Bonuses Starting...Now!
4/3/2009
As part of the new stimulus package, many workers will be seeing a little extra cash in their paychecks beginning this week--in the form of a reduced federal income tax withholding called the Making Work Pay Tax Credit. For employers, this means that payroll calculations need to be adjusted to ensure that the lowered withholding rate is applied to employees' paychecks . . . more
News Note: Benefits Denials Scrutinized When Plan Administrator Plays Dual Role
August 2008
The U.S. Supreme Court has ruled on the level of scrutiny courts must apply when an employee challenges a denial of benefits and the plan administrator, whether the employer or an insurance company, played the . . . more
Bulletin: Special Report included with this issue: "The California Employer's Compliance Guide to COBRA and Cal-COBRA"
May 2008
It's critical for employers that have two or more employees and offer health benefits to understand their obligations under the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) and the state version, Cal-COBRA. These laws . . . more
Health Benefits: Checklist for Determining Gross Misconduct under COBRA
CEA Online Exclusive
Under COBRA—the federal Consolidated Omnibus Budget Reconciliation Act—employers with 20 or more employees must offer employees and their dependents the right to continue their group health coverage if they lose group health insurance coverage because of a "qualifying event." Cal-COBRA, which is the California law providing health benefits continuation coverage if an employer has 2 to 19 employees, has similar requirements. One type of "qualifying event" that will entitle an eligible employee to elect COBRA continuation coverage is termination of employment. However, there is an important exception: If an employee is terminated for "gross misconduct," COBRA rights don't kick in. This month's Online Exclusive is a checklist you can use to help determine whether the cause of an employee's discharge qualifies as "gross misconduct" for COBRA purposes . . . more
Continuation of Health Insurance - COBRA (manager)
Continuation of Health Insurance - COBRA (manager) Use this form to instruct your managers about employees' COBRA rights. . . . more
General Notice of COBRA Continuation Coverage Rights
General Notice of COBRA Continuation Coverage Rights Proper notification of COBRA rights is extremely important; use this form as a guide. Introduction: You are receiving this notice because you have recently become covered under a group health plan (the Plan). This notice contains important information about your right to continuation coverage under federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). Continuation coverage is a
. . .
more
COBRA Continuation Coverage Election Notice
COBRA Continuation Coverage Election Notice The notice and form below reflects the COBRA notice regulations issued by the Department of Labor in 2004. The notice that health plan administrators provide to qualified beneficiaries must be in writing and must be provided within 14 days after receipt of a notice of a qualifying event from the employer or from the employee or family member . . . more
California COBRA Notice Checklist
California COBRA Notice Checklist Use this form to ensure your organization properly advises employees and their dependents of their rights to continued health coverage . . . more
News Bulletin:
December 2004
As we go to press, I'd like to point out some items of interest: New COBRA regulations take effect for most plans. Don't forget, the U.S. Department of Labor's . . . more
Health Insurance: Employee to Collect More Than $300,000 After Not Getting Proper COBRA Notice
November 2004
A new case underscores just how costly a mistake it can be to not provide departing employees with timely notice of their rights under COBRA to continue their group health coverage. . . . more
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